Ryan Gilburt

Tell us about how you contribute to the success of Carrick Wealth as an organisation.

I am very goal orientated, both in the long and short term. I know that the team I have at Carrick will assist and support me in reaching all these goals. In turn I can bring the best professional value to all clients, both present and future.   

 What is the best part about your job?  

The best part of my job consists of learning each day how to constantly add more value for my clients and doing so beyond their expectations. I also enjoy assisting my colleagues when possible or when nee

Tell us about how you contribute to the success of Carrick Wealth as an organisation.

At Carrick we are stewards of our clients’ wealth and architects for their future investment aspirations. Having started my career in investment banking and portfolio management I contribute and add to the Carrick ‘DNA’ by leveraging these skills to ensure the efficient and successful outcome for our client’s investing ambitions whilst imparting knowledge garnered across the international wealth management landscape. 

What is the best part about your job? 

The best part of my job is building trusted relationships with clients based on applying investment strategies and solutions centered around their unique personal and professional circumstances and guiding them through the investment journey to attaining their desired outcomes.

Tell us about your personal and professional growth while working at Carrick. 

Carrick has allowed me the platform and the opportunity to execute on skills garnered across the width of the wealth management landscape and focused it to best serve our clients, their accumulated prosperity and most importantly, their family’s future abundance. 

What is a typical day at work like for you?

My day starts off with a roundup of overnight global market updates and keeping abreast of any macro-economic changes affecting client portfolios. The majority of my day is spent in consultation with clients structuring and caretaking bespoke investment solutions. 

Ratnesh Unnuth

Tell us about how you contribute to the success of Carrick Wealth as an organisation.

My main duties and responsibilities within Carrick Wealth as a Private Wealth Manager are to provide expert advice to my clients and prospects on all areas of financial planning and to help them with making informed financial decisions. With more than 12 years in the banking and wealth management industry, I have gained an incredible amount of experience which has made me adept to control, customer service and revenue generation. 

Carrick Wealth has encouraged me to be completely goal oriented. This has surely helped in setting up new goals and objectives and in managing expectations both from clients and management. Furthermore, building an excellent rapport and relationship with clients is key to modern business and Carrick’s approach has enabled me to provide this euphoric experience to my clients. 

There is a strong element of teamwork in the Carrick culture, which makes the business a place that everyone is excited to come to every day and to perform at their best level. I also strongly believe that Carrick Wealth has the potential to help grow the career of financial advisers like me.

What is the best part about your job? 

The best part of the job is when you see client satisfaction, which automatically brings personal inside satisfaction to yourself. I believe that enabling the euphoric experience helps surely in retaining the clients, building better rapport and in encouraging clients in referring new prospects to us. 

Tell us about your personal and professional growth while working at Carrick. 

I believe that the organisation has helped in enhancing my interpersonal skills, which has triggered more confidence in myself and brought in the ability to be successful with dedication and hard work.  

Over and above my personal growth, the knowledge and expertise I have gained in the last year, since joining Carrick, has been remarkable, especially with training in all aspects of the industry by qualified and experienced personnel.

What is a typical day at work like for you?

A typical day will usually involve two to three meetings with clients both in the office through online virtual meetings and out-of-office meetings When no meetings are set, I spend a lot of my day prospecting with new clients and trying to generate more qualified leads for further prospecting.

Abigail Reynolds

Abigail was born in India and had already lived in India, Italy and South Africa by the time she was 3 and her family returned to live in their home country of Zimbabwe. She completed junior school in Zimbabwe and then high school in Cape Town, South Africa. She then completed her BA.LLB degree at the University of Cape Town, where she finished on the Dean’s Merit List. She was a Rotary Exchange Student for a year in Argentina, having sailed her way there as a member of the first ever school team in the Cape to Rio yacht race. During her studies she also lived and worked for various months at a time in Europe, to gain a broader perspective.

She completed her law articles at DLA Cliffe Dekker Hofmeyr, then went on to consolidate her love of corporate and commercial law under a well renowned mentor attorney at Bernadt Vukic Potash and Getz. To deepen her corporate transactional experience she spent 4 years in the merger and acquisition team at Investec Private Bank, Cape Town.

In 2012 she opened her own law practice trading as Reynolds Attorneys, under which she and other specialist attorneys offer bespoke law services to a range of clients. The services offered by her firm include corporate & commercial law; wills, estates and trust law; labour law; litigation; conveyancing; mediation; and IT, technology and electronic communications related law.

She is a qualified and practising mediator, and volunteers at the Wynberg Children’s Court one Saturday each month to mediate disputes between parents.
She has been elected to various law committees, including at a national and provincial level.

She is a passionate eco warrior and loves the outdoors, and is as comfortable in water as on land. She loves her dogs fiercely, and the same for her husband and friends.

Katrien Fouche

Katrien is a fiduciary specialist who focusses on estate planning and trust-related services. Katrien is an admitted attorney with a BCom(Law), LLB from Stellenbosch University. Katrien further obtained a Post Graduate Diploma in Tax Law (HDip Tax) from the University of the Witwatersrand.

Katrien grew up in the Western Cape and on completion of her studies she joined ENSAfrica in Johannesburg, where she gained experience in banking and finance law, local and international tax and corporate restructurings. During this time her interest in private client work in the fiduciary space was sparked by exposure to estate planning, tax planning for individuals and drafting of wills and trust deeds.

She then decided to join the fiduciary services industry as a fiduciary specialist, working with high-net-worth individuals as professional independent trustee, administering trusts, providing estate planning services and drafting of wills and various agreements.

Family is the most important thing in life to Katrien. She enjoys spending quality time with her husband and children, and taking walks with her dogs.

Seugnette Schwim

Seugnette studied and obtained her LLB from the Northwest University in Potchefstroom.  She started her career under the mentorship and training of specialists in various financial and legal disciplines as panel member and legal advisor at a consulting firm.  It is here where her passion for the growing and preservation of wealth for her clients developed into a life mission.   

Seugnette went on to qualify as a practicing attorney, specializing in the fiduciary field.  After spending a short period of time in the corporate sector, it was Seugnette’s holistic approach to dealing with a family group’s assets that fit perfectly into the Wealth Succession methodology that she now actively applies to Carrick Consult Clients as Fiduciary Consultant.   

As a Director of Schwim Venter Inc., Seugnette guides her clients through the obstacles of Personal and Property law as it pertains to their wealth structure.  Seugnette holds an LLM in Estate Law from the Northwest University.

Louis Venter

Louis holds a BCom (Law) degree from the University of the Free State and a post graduate LLB degree through the University of South Africa. He is an admitted attorney of the High Court of South Africa. Louis was the founding director of Citadel Fiduciary Services which he ran for 8 years before taking up leadership roles in RMB Private clients and Maitland South Africa. 

Louis has a passion for training and mentoring professionals from both the legal and the financial advisory fields. He is an accredited facilitator and assessor in this field of learning development. 

Louis is an active practitioner with a high-profile client base which has been with him over many years.  He credits all that he knows to what his clients allowed him to learn over many years of service to these families. 

Leslie Swart

Leslie grew up in northern Kwa-Zulu Natal and left the green mountains of Natal after matriculating to further her studies at North West University.  Leslie is an admitted attorney who holds a BCom LLB, a master’s degree in estate planning, is a certified financial planner and fiduciary practitioner of South Africa. 

Leslie completed her articles at the Legal Aid Board in Potchefstroom, whereafter she became a senior lecturer at North West University and assistant director of the Centre for legal aid and development.  Leslie started her migration to the Western Cape in 2004 when she moved to the Garden Route. She spent a number of years in private practice before joining FNB as fiduciary specialist, first in George and then at RMB in Cape Town.   

Leslie has a passion for her clients and holds herself to the highest standards of service. 


Anesu Gwatidzo

Tell us about how you contribute to the success of Carrick Wealth as an organisation.

I have always been a part of high energy successful teams. Here at Carrick, I always look to make sure the team is in high spirits in order for us to provide the highest service delivery to our clients. Maintaining and holding ourselves accountable to the highest standard is something engraved in us here at Carrick as we strive to grow, protect and preserve our clients wealth.


What is the best part about your job?

The best part of my job is getting to meet different people on a daily basis and going through what life was like before, what life is like right now and then coming together in starting to shape and form what it is going to be. Getting to know my clients ambitions and aspirations and seeing those come to fruition is really a rewarding experience. “A full circle” type of moment.


Tell us about your personal and professional growth while working at Carrick.

I have learnt and developed a lot during my time at Carrick. The ability to be nimble and aware of the ever changing financial environment we live in everyday is a skill that I have honed and developed into becoming a global minded citizen. While working at Carrick I started in a junior position as a Business Development Specialist. Over the years I worked my way up into the role of a Private Wealth Manager


What is a typical day at work like for you?

A typical day involves me having an early catch up on international market trends of the day. This then directly goes into meeting with prospective clients through the morning and the afternoon as we map their financial futures together. Servicing is a large part of my job that I ensure is administered at a very high level therefore meeting with my clients in order to give them a holistic overview is something I add to my calendar for the day.

Cindy Masindi

Tell us about how you contribute to the success of Carrick Wealth as an organisation. This can include your role, the team you work with, and the impact you have.   

I contribute to the organisation in many ways, firstly my 5 years experience in the financial industry helps me navigate the objections of the job easily. I am goal oriented and I enjoy learning because the macro-economic factors affecting the global economic industry change on a daily (one literally has to be on their feet all the time). Lastly I am self-motivated, I am not easily discouraged. I have an excellent team backing me up and supporting me which makes everything easier. “Team work makes the dream work”. 


What is the best part about your job?  

Changing people’s lives is the best part of my job. Creating financial sustainability is a privilege many people have not experienced, especially in many African countries. There’s a huge gap for financial literacy. This means I am part of an assignment that brings change to the world at large. My job gives me an opportunity to help change lives from one family to the another. I am an advocate for educational planning on the continent and I am a part of a bigger assignment for the world. We are what this generation has been waiting for. 


Tell us about your personal and professional growth while working at Carrick. 

Since starting at Carrick, everything about me feels brand new, from the way I think to the way I look at life. Something about working with professionals and awesome bosses opens a higher level of intelligence and takes one to a different professional realm. 


What is a typical day at work like for you? 

I start off my day with checking emails, gathering leads and connecting with people online, followed by making calls and setting up meetings with clients. 

Mwape Kunda

Tell us about how you contribute to the success of Carrick Wealth as an organisation. This can include your role, the team you work with, and the impact you have.   

Being a private wealth manager is a very fulfilling role. I get to meet different individuals nearly every day, who I help make good financial decisions by providing them with the best information available. Working with a group of very talented people means that we are constantly learning from each other and together delivering the best service for our clients. 


What is the best part about your job?  

Knowing that a client has made a decision that will undoubtedly make their life better because of the advice I provided.  


Tell us about your personal and professional growth while working at Carrick. 

The biggest change I have seen is in the way I sell my thoughts and ideas.  


What is a typical day at work like for you? 

My day starts way too early for my liking, I try to get in some morning exercise before heading into the office. I like to start my workday by reading up on current affairs articles and market commentary over a cup of tea. Then I plan my day and start meeting with clients to provide financial planning advice. At the end of the day, I get through some admin work, reflect on the day’s activities and plan for tomorrow.