Junior Private Wealth Manager

JUNIOR PRIVATE WEALTH MANAGER 

Location: Cape Town, South Africa

Department: Wealth Management

Start Date: As soon as possible.

Closing Date: N/A

As a Private Wealth Manager you will meet with prospects and clients, conducting a detailed financial analysis in order to determine opportunities available with regards to onshore and offshore personal wealth portfolios, retirement planning, insurance, education planning and estate planning. Based on this, you will present detailed recommendations in respect of the aforesaid opportunities, taking cognisance of the individual client’s risk profile and financial needs. Additionally, you will create and implement an ongoing service plan to ensure client portfolios are regularly monitored and relevant modification timeously executed. 

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Core Functions

Design product functionality with reference to Local, SIPP, QROPS, QNUPS, and offshore alternatives. This should include a functional mechanism for determining the most appropriate solution as well as cost effective implementation for both the business and the client.  

Maintain detailed knowledge of retirement alternatives in various domiciles with reference to cost, investment restrictions, tax implications (both local and cross border) and drawdown alternatives.  

Details of Functions

Always act in the best interest of the client by providing unbiased and professional advice.  

Honour all meetings and engagements in travel schedule.  

Contacting potential clients and setting up initial meetings.  

Analyse financial information obtained from client / clients to determine strategies, products and recommend solutions to help clients meet their financial objectives / goals.  

Contact clients on a quarterly basis to determine if there have been changes in their financial circumstances and provide feedback on current portfolio status.  

Completing client risk analyses.  

Reviewing and responding to clients changing needs and financial circumstances.  

Promoting and selling financial products to meet negotiated sales targets.  

Keeping up to date with financial products and legislation. i.e. attending product provider meetings.  

Producing financial reports through the means afforded to them (CRM).  

Contacting clients with news of new financial products or changes to legislation that may affect their savings and investments.  

Build and maintain client bases, keeping current client plans up-to-date and recruiting new clients on an ongoing basis.  

Protect, secure and grow clients’ wealth by providing independent, expert local and offshore financial advice, retirement planning, estate planning, and tax planning.  

Research and investigate available investment opportunities to determine whether they fit into financial plans.  

Providing investment opportunities across a broad spectrum of regulated products.  

Monitor financial market trends to ensure that plans are effective, and to identify any necessary updates.  

Acting within the scope of the regulatory requirements of the FSCA.  

Learn and develop with regards to Financial Services and continued study and development with institutions and modules such as CISI.  

Ideal qualifications, experience and skills

CFP / Chartered Accountant / CFA/ or other applicable industry-relevant qualification.  

Wealth Private Wealth Manager / Lawyer / Accountant.  

Field of Study: Finance / Accounting / Legal.  

A Bachelor’s Degree in Commerce, Marketing, Law or Finance is an advantage.  

5 years wealth management experience with a proven track record and with international exposure preferred.  

Excellent communication skills (verbal and written).  

An existing business book is an added advantage.  

Personal attributes

Solutions oriented.  

High level of professionalism and confidentiality.  

Self-managed.  

Able to thrive in a high pressure, fast paced environment.  

An unquestionable work ethic.  

Excellent judgement, interpersonal and decision-making skills.  

Marketing Specialist 

Marketing Specialist 

Location: Cape Town, South Africa

Department:Communications & Marketing

Start Date: As soon as possible.

Closing Date:Friday, 17 January 2024

The Marketing Specialist will develop and execute strategies that effectively promote the Company’s services, ensuring that the Carrick Group reaches its business goals by increasing brand awareness, driving client engagement and generating leads. 

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Core Functions

This role requires an individual who has excellent organisational skills, creativity, and high level of communication. In this role you will be responsible for lead generation, content creation, social media and lead generation strategies, brand management, and coordination of marketing activities. You will manage a team [designers/support staff] and will need to closely collaborate with the Group Communications Manager. 

Details of Functions

Brand Strategy & Management 

  • Develop & execute cohesive brand strategy. 
  • Maintain brand consistency across channels & materials. 
  • Manage brand assets, guidelines, collateral & identity. 

Social Media Strategy & Execution 

  • Create, implement and manage SM campaigns to increase engagement and drive growth. 
  • Manage content creation, scheduling and performance tracking across platforms. 
  • Identify trends & insights and implement strategies accordingly. 

Content Creation 

  • Develop multimedia content – written, visual & video. 
  • Partner with internal teams and external creators to produce high quality content. 

Event Management 

  • Partner with internal stakeholders to manage channels, communications and collateral for various events. 

Analytics and Metrics 

  • Analyse and monitor performance metrics to measure success and identify opportunities for improvement including website metrics, SM campaign metrics and engagement. 

Lead generation campaign management 

  • Create lead generation campaigns in conjunction with internal stakeholders & manage execution through external agencies. 

Content Development 

  • Build and nurture online community engagement in conjunction with external stakeholders. 

Qualifications, Experience and Skills

  • Essential Qualification: Senior Certificate, Relevant Diploma/Degree, or an equivalent qualification. 
  • Certifications: Digital/Social Media marketing certifications an added advantage. 

Experience and Skills 

    • Minimum 10 years’ marketing experience. 
    • Proven track record with digital marketing activities. 
    • Excellent analytical and problem–solving abilities. 
    • Proficiency in content creation. 
    • Excellent communication skills across a range of levels in the business. 
    • Good time management and the ability to meet deadlines. 
    • Proficiency [systems] in Hootsuite, Meta for Business, Mailchimp, GoToWebinar or related systems / social media platforms 

Fiduciary Specialist (Carrick Consult)

Fiduciary Specialist

Location: Cape Town, South Africa

Department: Carrick Consult

Start Date: As soon as possible.

Closing date: 10 September 2024

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Applications are invited for a Fiduciary Specialist. If you are passionate about making a difference in the fiduciary services industry and are looking for a rewarding career with a company that values expertise, innovation, and client satisfaction, Carrick Consult is the place for you.

What We Offer

  • Competitive commission-based compensation structure.
  • Supportive team environment with access to a broad client base.
  • Opportunities for professional growth and development.
  • Consistent and proven lead generation.

Qualifications & Requirements

  • Minimum requirement: a Law or commercial degree, registration with FISA.
  • Proven experience in estate planning, will drafting, trust administration, and fiduciary services.
  • In-depth knowledge of South African fiduciary and estate planning laws.
  • Strong client management and communication skills.
  • Ability to work independently and efficiently manage multiple client portfolios.
  • Relevant qualifications and professional certifications in fiduciary services are advantageous.

Personal Attributes

  • Solutions oriented.
  • High level of professionalism and confidentiality.
  • Self-managed.
  • Stress tolerance.
  • Able to thrive in a high pressure, fast paced environment.
  • An unquestionable work ethic.
  • Excellent judgement, interpersonal and decision- making skills.

Why Work With Us

Expertise and Reputation: With a team of highly qualified fiduciary specialists, Carrick Consult has established a strong reputation for excellence and reliability in the industry. We pride ourselves on our in-depth knowledge of South African fiduciary laws and our commitment to upholding the highest standards of professional integrity.

Client-Centric Approach: At Carrick Consult, our clients are at the heart of everything we do. We prioritize building long-lasting relationships based on trust, transparency, and mutual respect. Our bespoke services are designed to meet each client’s specific needs, ensuring their financial well-being and peace of mind.

Innovative Solutions: We stay ahead of industry trends by continuously innovating and adapting our services. Our forward-thinking approach allows us to offer cutting-edge fiduciary solutions that address the evolving financial landscape and our clients’ changing needs.

Collaborative Work Environment: Join a dynamic and supportive team where collaboration and professional growth are encouraged. At Carrick Consult, we believe in nurturing talent and providing opportunities for our employees to expand their expertise and advance their careers.

Commitment to Excellence: Our dedication to excellence extends beyond our services to our workplace culture. We foster an environment that values diversity, inclusivity, and continuous improvement, ensuring our team members feel valued and empowered.

 

Join us in providing exceptional fiduciary services and shaping the financial future of our clients!

Administrative Assistant

Administrative Assistant

Location: Johannesburg, South Africa

Department: Operations

Start Date: As soon as possible.

Closing date: Friday, 12 April 2024

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Core Functions

This specialised administrative role plays a supporting role in assisting financial advisors by providing quality administrative support and operational efficiency. This role involves collaborating with the Operations Team based in the Cape Town office. 

Details of Functions

  • Support with Information gathering from local providers when needed 
  • Liaise with Private Wealth Managers to obtain outstanding requirements (if needed) 
  • Prime (an internal CRM tool) business champion – supporting projects, ad hoc tasks, and checking (including but not limited to servicing)  
  • Tracking submitted business outstandings and requirements for the Onshore/Offshore business 
  • Assist CRM (Client Relationship managers) with certification and required documentation. 
  • Attend to submission of debriefs and attend to client inquiries. 
  • Preparing Offshore Due Diligence documents in line with FICA requirements when Offshore providers need their file records updated. 
  • Liaise with local and overseas offices and product providers on administrative related matters 
  • Arrange with Reception/Front of House to assist when client FICA documents are to be couriered Internationally. 
  • Administering spreadsheets that contain live movements on case preparation and inquiries if applicable 
  • Support with the registration of foreign exchange provider application  
  • Attend meetings held by Managers and Service Providers upon request  
  • Maintain the highest levels of administration and complete client documents in the parameters of the compliance department. 
  • General administrative duties as required 
  • Attend to Line Managers’ priority tasks while supporting the rest of the team 

Qualifications, Experience and Skills

Essential Qualification: Senior Certificate, Relevant Diploma/Degree, or an equivalent qualification. Business Administration Certificate or related qualification.

Total number of years’ experience: 3 years’ experience in administrative work in Financial Services. 

Personal Attributes

  • Excellent problem–solving abilities 
  • Good communication skills across a range of levels in the business 
  • Ability to work independently. 
  • Attention to detail and a high degree of data literacy 
  • Good time management and the ability to meet deadlines 

Compliance Administrator

Compliance Administrator

Location: Cape Town, South Africa

Department: Compliance

Start Date: As soon as possible.

Closing date: Tuesday, 19 March 2024

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Core Functions

To mitigate risk for the company by ensuring that advisors are providing suitable advice to clients, according to client needs and risk appetite; ensuring that all advisors are Fit and Proper, and relevant documentation is completed in order for the advisors to perform their roles.

Details of Functions

Compliance Duties:

  • Compliance review of all New Business and Servicing cases submitted for the Carrick Group.
  • Submission of Fund Selection and Withdrawal cases to various providers.
  • Maintaining and Administering the Representative Register.
  • Maintaining and Administering the Competency Register (e.g. CPD and Supervision tracking).
  • Fit and Proper checks for New Wealth Managers.
  • Ensuring all New Wealth Managers are provided with a “Starter Pack” (e.g Rep Disclosures drawn up, RMCP Emails to be sent, Submission of Masthead Applications, Drawing up of Supervision Forms).
  • Ensuring all Quarterly declarations have been sent and received
  • Drafting and sending correspondence to clients and external providers.

Adhoc Support:

  • Assisting new Para-planners with pre-checking and training on Client Advice Records.
  • Assisting terms of business with various Product Providers.
  • Assisting Compliance Manager with complaint investigation and resolution.
  • Data analysis for the purpose of resolution to investigations.

Qualifications, Experience and Skills

  • Essential Qualification: Senior Certificate/Matric, post Matric advantageous.
  • Total Number of Years’ Experience: 3 – 5 years working experience in wealth management industry.
  • Type of Experience and Behavioral Competency: Prior work experience in compliance.
  • Preferred qualifications include RE1, RE5, or any other qualifications associated with wealth management.
  • Computer literacy (MS Word, Excel, Outlook – intermediate).
  • Excellent communication skills (verbal and written).

Personal Attributes

  • Solutions oriented.
  • High level of professionalism and confidentiality.
  • Self-managed.
  • Stress tolerance.
  • Able to thrive in a high pressure, fast paced environment.
  • An unquestionable work ethic.
  • Excellent judgement, interpersonal and decision- making skills.

Data Analyst (Junior)

Data Analyst (Junior)

Location: Cape Town, South Africa

Department: New Business

Start Date: As soon as possible.

Closing Date: Not applicable.

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Core Functions

In this role, you will play a crucial role in interpreting Carrick Wealth’s data to provide actionable insights. Responsible for processing, analysing, and collecting data from various sources. You would be relied on to use statistical tools to identify, analyse, and interpret patterns and trends in complex data sets. You will work closely with management to prioritise business and information needs.

Details of Functions

  • Responsible for the compilation and distribution of business reports to relevant stakeholders.
  • Prime (Client Relationship Management System) business champion – supporting projects, ad hoc tasks, and checking
  • (including but not limited to servicing).
  • Create reports and presentations to effectively communicate findings and recommendations to the team and management.
  • Translate user requirements into highly specified reporting.
  • Identify options for potential solutions and assess them for both technical and business suitability.
  • Draw up proposals for modified or replacement reporting and present them to relevant parties.
  • Oversee the implementation of the new system(s)/enhancements.
  • Continuously ensure that tasks and projects are completed within deadlines and that any rework is limited.
  • Monitor and improve the efficiency of business processes, as well as collect and interpret data about existing processes.
  • Continuously keep up to date with technical as well as industry sector developments and investigate alternative business
  • solutions.
  • Reduce manual tasks and direct costs as well as provide efficiencies through the use of technology.
  • Interpret business processes into user interaction flows and screen layouts.
  • Provide training to users on the new system(s)/enhancements.

Qualifications, Experience and Skills

  • Essential Qualification: Related Qualification (Certificate, Diploma, Degree).
  • 3 years of previous data analyst experience.

Personal Attributes

  • Excellent analytical and problem–solving abilities.
  • Good communication skills across a range of levels in the business.
  • Ability to work independently.
  • Attention to detail and a high degree of data literacy.
  • Good time management and the ability to meet deadlines.

Para-Planner

Para-Planner

Location: Cape Town, South Africa

Department: Operations

Start Date: As soon as possible.

Closing date: Friday, 12 April 2024

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Core Functions

In this role, you be responsible for supporting the Senior Private Wealth Manager with financial analysis and planning for all new business. As an experienced Paraplanner, you will provide support to the Senior Private Wealth Manager in the development and maintenance of client financial plans. Your work will provide detailed research, analysis of client’s financial circumstances, and preparation of financial planning recommendations and reports. This role does not include case preparation.

Details of Functions

  • Assist the Senior Private Wealth Manager in the research and analysis of the client’s financial situation, goals, and objectives.
    Responsible for all-around financial planning, estate planning, investment research, and product/solution recommendations.
  • Prepare and compile financial analysis reports, including cash flow analysis reports, investment projections, retirement planning, and risk management.
  • Develop comprehensive financial plans that meet client’s needs and objectives.
  • Make use of internal financial planning software to create scenarios and projections.
  • Ensure compliance with financial legislation and regulations throughout the financial planning process.
  • Support the Senior Private Wealth Manager to review clients’ files and identify planning opportunities.
  • Work closely with service providers to understand products.

Qualifications, Experience and Skills

  • Essential Qualification: Senior Certificate/Matric, post Matric advantageous.
  • Total Number of Years’ Experience: 5 years working experience as a planner or adviser.

Type of Experience:

  • Prior work experience in phone calling leads.
  • Preferred qualifications include RE1, RE5, or any other qualifications associated with wealth management.
  • Computer literacy (MS Word, Excel, Outlook –intermediate).
  • Financial industry background preferable.

Personal Attributes

  • Excellent analytical and strong problem-solving abilities.
  • Must be able to work independently.
  • Excellent analytical and problem–solving abilities.
  • Good communication skills across a range of levels in the business.
  • Attention to detail and a high degree of data literacy.
  • Good time management and the ability to meet deadlines.
  • Demonstrated proactive approaches to problem-solving with strong decision-making capability.
  • In-depth financial product offering knowledge.

Client Servicing Administrator (Junior)

Client Servicing Administrator (Junior)

Location: Cape Town, South Africa

Department: Client Servicing

Start Date: Friday, 01 March 2024

Closing date: Wednesday, 21 February 2024

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Core Functions

This role involves documentation management and general administration. The ability to coordinate actions in such a way that the components work together in sound relation to each other. Responsible for overall administrative support to the Client Service Management Team.

Details of Functions

  • Full responsibility for the case preparation, to sign off internally and submit to providers.
  • Assist in scheduling and preparing for client meetings.
  • Maintain confidentiality of client information and sensitive data.
  • Monitor and maintain client account records and ensure compliance with regulatory requirements.
  • Prepare and distribute client statements, reports, and other documents.
  • Maintain organised and up-to-date client files and records on Carrick’s internal platform.
  • Assist in the preparation of presentations and reports for client meetings.
  • Provide administrative support to Wealth Managers and other team members as needed.
  • Collaborate with internal teams to ensure client requests are handled effectively.
  • Assistance with ad hoc projects as they arise.

Qualifications, Experience and Skills

  • Essential Qualification: Senior Certificate/Matric, post Matric advantageous.
  • Total Number of Years’ Experience: 2+ years’ experience in an administrative role.
  • Type of Experience and Behavioral Competency: Prior work experience in client servicing or clear evidence of strong administration skills and handling multiple workflows.
  • Preferred qualifications include RE1, RE5, or any other qualifications associated with wealth management.
  • Computer literacy (MS Word, Excel, Outlook – intermediate).
  • Excellent communication skills (verbal and written).

Personal Attributes

  • Attention to detail.
  • High level of professionalism and confidentiality.
  • Self-managed.
  • Able to thrive in a high-pressure, fast-paced environment
  • An unquestionable work ethic.
  • Excellent judgment, interpersonal and decision-making skills.

Carrick Athena – Business Development Specialist

Carrick Athena
Business Development Specialist

Location: Cape Town, South Africa

Department: Carrick Athena

Start Date: 01 March 2024

Applications Closing Date: 14 February 2024

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Core Functions

  • This role’s main function will be lead generation, setting up appointments as well as general office involvement, attending to diary management, and other administrative duties.

Details of Functions

  • Prospects potential clients for the services offered by our institution.
  • Work with relevant managers to support their business model.
  • Contact prospective clients to ascertain the relevance of the services offered.
  • Maintain the highest levels of administration, completing client documents in the parameters of the compliance department.
  • Learn and develop an understanding of the business and services.
  • Meet outlined targets set by the consultant and team leaders.
  • Contact clients when requested and communicate any changes or concerns to their consultant.
  • Attend all meetings held by Managers and Service Providers.
  • Actively follow up on business pipeline through to issued business.
  • Drafting and sending correspondence to clients and external providers.
  • Resolving ad hoc client queries and internal administration requests, as these arise.
  • Liaising with Private Wealth Managers to ensure the accuracy of documentation and tracking of leads (execution and issued).

Qualifications, Experience and Skills

  • Essential Qualification: Senior Certificate/Matric, post Matric advantageous.
  • Total Number of Years’ Experience: 3 – 5 years working experience.
  • Type of Experience:
  • Prior work experience in phone calling leads.
  • Preferred qualifications include RE1, RE5, or any other qualifications associated with wealth management.
  • Computer literacy (MS Word, Excel, Outlook –intermediate).
  • Financial industry background preferable.

Personal Attributes

  • Excellent Communication Skills (Verbal and written)
  • Good Interpersonal Skills
  • High level of professionalism and confidentiality
  • Self – Motivated and tenacious
  • Able to thrive in a high-pressure, fast-paced environment
  • Excellent administrative skills
  • Telephone Skills

Compliance Manager

Compliance Manager

Location: Cape Town, South Africa

Department: Compliance

Start Date: 01 April 2024

Closing date: 09 February 2024

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Core Functions

  • To oversee the group compliance requirements, implementation, and monitoring.

Details of Functions

  • Assuring compliance with the FSCA (Financial Service Conduct Authority) is always adhered to through close collaboration with stakeholders, key individuals, and external compliance officers.
  • Identify and brief key individuals and EXCO on all forthcoming regulation changes and impacts on the business.
  • Liaison with external compliance consultants.
  • Preparation of board packs and compliance reports every quarter.
  • Due diligence and review of third-party contracts including terms of business with various providers.
  • Ongoing compliance monitoring and onboarding checks of all advisory staff, fit and proper competency checks according to FSCA regulations.
  • Audit support – Provision of compliance requirements for internal and external audits.
  • Oversight of the compliance team responsible for all onboarding and compliance checks of all cases within Carrick, and review of case escalations.
  • Establish a culture of compliance by training all staff accordingly.
  • Complaints management.
  • Implementation and oversight of all aspects of anti-money laundering (AML) systems, including monitoring effectiveness and enhancing the controls and procedures where necessary.
  • Leading and executing a risk-based AML compliance program to ensure ongoing compliance with regulatory requirements.
  • Regular risk assessments and updates to Risk Management and Compliance Policy: such as identifying potential compliance risk and advising management to implement proper compliance programs to address any potential regulatory problems.
  • Review, update, and implement all policies and procedures to ensure accuracy and compliance with regulatory changes such as the Treating Clients Fairly, Risk Management Policy.
  • Monitor industry trends and developments and plan for potential changes.
  • Support company secretary on agreements and license applications/renewals where required.

Qualifications, Experience and Skills

  • Essential Qualification: Senior Certificate, Compliance Officer (recognised qualification).
  • Total Number of Years’ Experience: 5+ years’ experience in a compliance role.
  • Preferred qualifications include RE1, RE5, or any other qualifications associated with wealth management.
  • Computer literacy (MS Word, Excel, Outlook – intermediate).
  • Excellent communication skills (verbal and written).
  • Compliance role in financial services.
  • Must be a registered Compliance Officer with the FSCA.
  • Management experience of a compliance department with a clear understanding of both local and offshore compliance requirements for South African investors.

Personal Attributes

  • Good understanding of the South African and offshore compliance framework / risk management.
  • Legal business contract drafting / amendment.
  • Building strong stakeholder relationships.
  • Strong ability to prioritise multiple projects and deadlines.
  • Attention to detail.
  • Excellent communication skills across a range of levels in the business.
  • Good understanding of MS Office Suite.