Referral Promotion - Terms and Conditions

To qualify, an entrant is required to provide the names and contact details of a minimum of one (1) person who the client feels will benefit from Carrick’s service offering as an international wealth advisory company before 28 June 2024. The individual referred, must become a client of Carrick Wealth for the entrant to qualify for one draw. 

• On 01 July 2024, a draw will be held, and one winner of a brand-new iPhone 15 will be announced.  

• The prize is non-transferable and not redeemable for cash or credit.  

• The judges’ decision is final, and no correspondence will be entered into regarding the qualification for and/or awarding of the prize.  

• The winner of the prize agrees to cooperate in any promotional activities required in connection with the awarding of the prize, as may be reasonably expected of him or her. 

• Should the winning client fail to claim the prize within two (2) weeks of the Draw Date, he or she shall forfeit the incentive and an additional draw shall take place to determine the winner.  

• By agreeing to participate herein, each entrant consents to the processing of his or her personal data in connection with his or her participation herein 

• The staff of Carrick (including its subsidiaries), their spouse(s), children, relatives, cohabiting partner(s), and family of such cohabiting partner(s) are excluded from participation herein 

• Carrick shall not be liable for any disruption to the Competition, whether due to technical problems or otherwise, which is beyond its reasonable control. In the event of any disruption to the Competition the Promoter shall use its reasonable endeavours to remedy any disruption and resume the Competition on a fair and equitable basis to the winner.  

• If Carrick is required by law to alter or cancel any aspect of the Competition or to terminate it as a result of changes in legislation, or for any reason whatsoever, it will have the right to terminate the Competition being offered, with immediate effect and without notice. In such event the winner hereby waives any rights which they may have against Carrick and its associated companies, agents, contractors and/ or sponsors.  

• Carrick is entitled, at its discretion and without notice, to change or modify these Terms and Conditions for the duration of the incentive and, without giving reasons, to discontinue, modify or adapt the incentive without any obligation to compensate any participant for any loss and/or damages. Any modification and/or adaptation to the incentive will be made public in an appropriate manner (e.g. via the Carrick Wealth website or through e-mail correspondence to those participating).  

• Carrick has the right to disqualify a participant if it is believed that the participant is not acting in conformity with these Terms and Conditions or if the participant is otherwise fraudulently accessing the Client Referral Incentive or unfairly influencing the course thereof.  

• Should any term and/or condition of these Terms and Conditions be declared or become void or invalid, such invalidity will not affect the validity of the remaining terms and conditions hereof.